Financial · Professional indemnity

Financial Advisers Professional Indemnity

Responsive professional indemnity for IFAs and financial advice firms navigating an exacting regulatory landscape.

The challenge

PI that keeps pace with a hardening advice market.

Financial advisers face intense regulatory scrutiny, evolving FCA expectations and claims pressure around past advice — from defined benefit transfers to ongoing suitability. PI capacity has tightened, and generic markets often shy away.

Inperio underwrites financial advisers PI with a clear appetite and the authority to tailor terms. Brokers get a straight read on the risk and cover structured around the firm's actual activities.

What's covered

Cover designed around the sector.

  • Cover for regulated advice and intermediation
  • FCA investigation and regulatory costs
  • Past business and prior acts considered
  • Defence costs cover
  • Limits and excess structures tailored to the firm
  • Appointed representative arrangements considered
Who it's for

Firms we're set up to support.

  • Independent financial advisers (IFAs)
  • Restricted advice firms
  • Wealth and investment managers
  • Mortgage and protection advisers
  • Networks and their appointed representatives
  • Firms with legacy advice exposure
Why Inperio

A specialist underwriter, not a generalist.

Specialist underwriting

Underwriters who live in this class of business and know the regulatory, claims and structural detail.

Decisions, not referrals

Authority sits with the person you're speaking to. You get answers — not a chain of escalations.

A-rated security

Capacity from A-rated insurers, easy to verify and easy to defend to your clients.

Talk to a specialist

Speak directly with the underwriter who can make decisions.

Underwriting team — Financial Lines

Financial advisers & IFA PI

info@inperio.co.uk
Submit a risk

Ready to place this risk?

  • Direct to a named underwriter
  • Clear appetite, quick response
  • A-rated capacity behind every quote
Downloads

Proposal forms & wordings.

Everything you need to get a risk in front of us.

Financial Advisers PI proposal form

PDF · 1.7 MB

Download

Financial Advisers PI renewal form

PDF · 1.3 MB

Download

Fair value assessment (FCA)

PDF · 168 KB

Download
Related insights

Reading for broking teams.

Long Term Strategic Relationship Extension with Accredited Europe

Financial

Long Term Strategic Relationship Extension with Accredited Europe

We are really happy to announce we are extending our Long-Term Strategic Relationship with Accredited Europe. This extension will create a 9-year partnership – which shows…

Read more
Inperio’s stance on the FCA’s British Steel Redress Scheme, and what we can do to help IFAs.

Financial

Inperio’s stance on the FCA’s British Steel Redress Scheme, and what we can do to help IFAs.

As a provider of Professional Indemnity (PI) Insurance for Independent Financial Advisers (IFAs), our approach is to ensure compliant cover in accordance with the FCA’s…

Read more
Inperio’s Insurance Intermediary Professional Indemnity Insurance is better than ever

Financial

Inperio’s Insurance Intermediary Professional Indemnity Insurance is better than ever

We’re pleased to announce we’ve elevated our popular insurance intermediaries PII product. Since we launched the product last year, market options have remained few and…

Read more
Get in touch

Have a risk to place in this sector?

Talk to the underwriter who makes the decision. We'll tell you quickly whether it's one for us.