Financial Advisers Professional Indemnity
Responsive professional indemnity for IFAs and financial advice firms navigating an exacting regulatory landscape.
PI that keeps pace with a hardening advice market.
Financial advisers face intense regulatory scrutiny, evolving FCA expectations and claims pressure around past advice — from defined benefit transfers to ongoing suitability. PI capacity has tightened, and generic markets often shy away.
Inperio underwrites financial advisers PI with a clear appetite and the authority to tailor terms. Brokers get a straight read on the risk and cover structured around the firm's actual activities.
Cover designed around the sector.
- Cover for regulated advice and intermediation
- FCA investigation and regulatory costs
- Past business and prior acts considered
- Defence costs cover
- Limits and excess structures tailored to the firm
- Appointed representative arrangements considered
Firms we're set up to support.
- Independent financial advisers (IFAs)
- Restricted advice firms
- Wealth and investment managers
- Mortgage and protection advisers
- Networks and their appointed representatives
- Firms with legacy advice exposure
A specialist underwriter, not a generalist.
Specialist underwriting
Underwriters who live in this class of business and know the regulatory, claims and structural detail.
Decisions, not referrals
Authority sits with the person you're speaking to. You get answers — not a chain of escalations.
A-rated security
Capacity from A-rated insurers, easy to verify and easy to defend to your clients.
Speak directly with the underwriter who can make decisions.
Underwriting team — Financial Lines
Financial advisers & IFA PI
Ready to place this risk?
- Direct to a named underwriter
- Clear appetite, quick response
- A-rated capacity behind every quote
Reading for broking teams.

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Read moreHave a risk to place in this sector?
Talk to the underwriter who makes the decision. We'll tell you quickly whether it's one for us.